Do I need a contractor?
Not if you own and occupy the home. State law allows the owners of real property to act as their own contractor. The exemption may only be used if you own and occupy the home. If you sell or lease the home you have built or substantially improved within one year after the construction is complete, the law will presume that you built or substantially improved it for sale or lease, which is a violation of law. As an owner builder, if you don’t complete all of the work yourself, you must supervise the work and hire licensed trade contractors (electric, plumbing, mechanical and roof) in accordance with state law.

Any person working on your home who is not licensed must work under your direct supervision and you are required to deduct F.I.C.A. and withholding tax, and provide workers compensation insurance. You cannot act as your own contractor for rental property.

Show All Answers

1. Why do I need a building permit to complete work on my home?
2. What is the purpose of the Florida Building Code?
3. What happens if I do not obtain the required permits?
4. Do I need a contractor?
5. Do I need an architect and or an engineer?
6. If I use a contractor, what guidelines should I use to choose one?
7. What types of payment options are available?